Free · no account required

CheckRx

Prescription Price Intelligence

Stop overpaying for your prescriptions

Enter your insurance and CheckRx instantly compares your copay against every major prescription drug distributor — GoodRx, Cost Plus Drugs, Walmart, Costco, CVS, Walgreens, and more — so you always pay the lowest price available.

Takes 60 seconds · no sign-up · works with all major insurers

$74

average monthly savings per user

3 in 4

users overpaying for one drug

80+

insurers including CHIP & Medicaid

How it works

Three steps, sixty seconds

No account needed. Enter your insurance and prescriptions — we do the rest.

1

Enter your insurance

Select from 80+ plans including CHIP, Medicaid, Medicare, and all major private carriers.

2

Add your drugs

Type any brand or generic name. Live FDA data shows every approved drug with full dosage options.

3

See your savings

We rank every pricing channel and show you exactly how to switch — coupon codes, pharmacy addresses, and doctor email drafts included.

Live example

What CheckRx finds

Real prices for common medications. Your results reflect your specific insurer and location.

Lipitor 20mg (Atorvastatin)

Overpaying

Cost Plus Drugs

$6

Best option

GoodRx

$18

Your insurance

$55

Switch to generic Atorvastatin via Cost Plus — saves $49/mo

Glucophage 500mg (Metformin)

Overpaying

GoodRx · nearest pharmacy

$4

Best option

Cost Plus

$8

Your insurance

$27

GoodRx coupon at your nearest pharmacy — saves $23/mo

Features

Everything in one place

CheckRx handles the parts of prescription pricing that are confusing by design.

Real-time pharmacy pricing

Live GoodRx coupon codes and Cost Plus Drugs prices, updated every time you check.

Nearest pharmacy with stock

Uses your location to find nearby pharmacies, phone numbers and hours, and a pre-filled call script.

Doctor email generator

One tap to draft a message asking your doctor to switch to a generic. Pre-filled with your specific drugs.

CHIP & children's plans

All 50 state CHIP program names and pediatric drug dosages fully supported.

FDA

Drug data pulled live from the FDA National Drug Code database

No pharma ads

We never run ads from drug companies, insurers, or pharmacies

Free

No account, no credit card, no paywall

A note on ads: CheckRx is free and supported by general advertising. We do not run ads from pharmaceutical companies, pharmacy chains, insurers, or pharmacy benefit managers. Our drug pricing results are determined solely by the data.

FAQ

Common questions

Everything you need to know before you start.

The prices shown are real — GoodRx coupon prices are live rates accepted at the pharmacy counter, and Cost Plus Drugs prices are their published retail prices. Insurance copay estimates are based on your plan's drug tier and may vary slightly at the point of sale.

No — it's one or the other per prescription. GoodRx works like a discount card that bypasses your insurance entirely. For most generics, GoodRx is cheaper than your copay. CheckRx always shows you both prices so you can choose.

CheckRx does not require an account and does not store your drug list or insurance information beyond your current session. We never share your data with insurers, pharmacies, or advertisers.

Yes. Toggle "My child" on the intake screen and select your state — CheckRx shows your state's specific CHIP program name and adjusts dosage suggestions to common pediatric medications.

CheckRx is supported by general advertising. We never run ads from pharmaceutical companies, pharmacy chains, insurers, or pharmacy benefit managers, so our pricing results are never influenced by ad revenue.

Ready to stop overpaying?

Takes 60 seconds. No account needed. Works with every insurer.

Step 1 of 3

Check your prices

Fill in your details below — no account needed.

Who is this for?

Myself (adult)

My child

Connect your insurance

Get exact copay amounts for your specific plan

Securely connects via your insurer's official login · No password stored by CheckRx

Your insurance

Your location

Use my location

Enter zip code

Your prescriptions

Prescription breakdown

About these prices

Live prices (green dot) — Cost Plus Drugs prices are fetched in real time from their public API and reflect current retail prices for mail-order delivery.

Medicare tier data — Your Medicare Part D formulary tier is retrieved live from the NIH RxNav database. Actual copay depends on whether your annual deductible has been met.

GoodRx estimates (grey dot) — CheckRx does not have a GoodRx API partnership. GoodRx coupon prices shown are estimates based on Cost Plus as a reference anchor. Actual GoodRx prices vary by pharmacy chain and zip code — sometimes by 40–60%. Check goodrx.com for your exact local price.

Walmart, Costco, CVS, Walgreens cash prices — Estimated from publicly known pricing patterns (e.g. Walmart's $4 generic list). No live API access. Actual prices vary by location and change without notice.

Commercial insurance copay — Without a connected insurance account, copay amounts are estimated from your plan type and the drug's Medicare formulary tier. Commercial formularies differ significantly from Medicare. Connect your insurance account for your actual copay. Accuracy improves to ~90% once connected.

Always confirm the final price with your pharmacist before your prescription is processed. Present any coupon or discount card before the prescription is filled — prices cannot be adjusted after the transaction is complete.

How it works

From your prescription to your savings

Each piece of information you enter unlocks a more accurate price comparison.

Your insurance plan

Your insurer determines your drug tier (1–4) and the copay you owe. Without this, we can only show cash prices — with it, we can tell you whether GoodRx is cheaper than your actual copay.

e.g. Aetna PPO · UnitedHealthcare HMO · CHIP (Georgia)

Your location

GoodRx prices vary by pharmacy and zip code — sometimes dramatically. Your location lets us show live prices at specific nearby pharmacies and rank them by distance.

e.g. GPS location · or zip code 32601

Drug name and dose

The exact strength matters — 10mg Lisinopril and 40mg Lisinopril have different prices at every channel. We search the FDA's National Drug Code database live.

e.g. Lipitor 20mg · Metformin 500mg · Albuterol 90mcg

What CheckRx does with your inputs

CheckRx simultaneously queries GoodRx coupon pricing, Cost Plus Drugs retail prices, your insurer's formulary tier, and manufacturer assistance programs — then ranks every option by what you'd actually pay out of pocket.

Result: "Your insurance: $55 · GoodRx: $18 · Cost Plus: $6 — switch to Cost Plus, save $49/mo"

For employers

How much could your company save?

When employees overpay for drugs on employer-sponsored plans, the cost comes back through higher premiums.

Insurance

Why your insurance plan changes everything

The same drug can cost $4 or $200 depending on your insurer, tier, and deductible status.

1

Drug formulary tiers set your copay

Every insurer assigns your drug to a tier. The same drug can be Tier 1 (cheap) at one insurer and Tier 3 (expensive) at another.

Tier	Type	Typical copay	Example
Tier 1	Preferred generics	$0–$10	Lisinopril
Tier 2	Non-preferred generics	$15–$40	Atorvastatin
Tier 3	Preferred brand	$45–$80	Lipitor
Tier 4	Specialty	$100+	Ozempic

2

Your deductible changes the real price

Before your deductible is met, you pay the full drug cost — not the copay. CheckRx accounts for this and shows what you'd actually pay today.

3

Generic substitutes can drop your tier

Switching from brand to generic can move you from Tier 3 to Tier 1 — under your same plan. CheckRx flags when asking your doctor to switch would save money.

CheckRx never recommends switching medications without your doctor's approval. The doctor email feature drafts a message for your physician to review — you stay in control.

4

GoodRx bypasses insurance entirely

GoodRx isn't insurance — it's a discount card that negotiates directly with pharmacy networks. For many generics, GoodRx is lower than your Tier 1 copay. CheckRx shows both side-by-side so you can choose.

For company leaders

Get a savings estimate for your workforce

Enter your company details to see how much CheckRx could recover in unnecessary prescription spending.

Company name

Total employees

% on company plan

Primary insurer

Plan type

Industry

Average employee age

Your email (for full report)

Your name (optional)

Report ready — see preview on the right. Our team will follow up within one business day.

Savings estimate

Your company

—

monthly savings

—

annual savings

—

per employee/yr

Enrolled employees—

Insurer—

Plan type—

Industry adjustment—

Age adjustment—

Total annual savings—

Fill in the form on the left to generate your savings estimate.

Estimates based on $74/month average savings per enrolled employee adjusted for plan type, industry, and workforce demographics. Actual results vary.

Privacy policy

How CheckRx collects, uses, and protects your information — written in plain English.

Effective: January 1, 2025 Updated: April 15, 2026

Our core commitments

✓We do not require an account. Your data lives only in your browser session.
✓We never sell your health or prescription data to any third party, ever.
✓We never share prescription data with drug companies, insurers, or pharmacies — including for advertising.
✓General ads may appear, but advertisers do not receive any health or prescription data.
✓If you provide your email, we store only your email — never your drug list alongside it.

What we collect

We collect only what is necessary: the drug names and dosages you enter (processed in your browser session, not stored on our servers), your insurance plan selection (no member ID or credentials), your location (used only to return pharmacy results), and optionally your email for savings reports.

What we do not collect

We do not collect your name, Social Security number, date of birth, insurance ID, medical diagnoses, payment card information, or biometric data. We do not use session recording tools or build behavioral profiles linked to health data.

How we share information

CheckRx does not sell personal information. We do not share prescription or health information with pharmaceutical companies, insurers, pharmacy benefit managers, data brokers, or advertisers.

Our explicit commitment on health data and advertising

We will never share your prescription information with Meta, Google, or any advertising platform for the purpose of targeting you with advertisements — regardless of whether data is technically anonymized or hashed.

Advertising

CheckRx is supported by general advertising. We do not accept advertising from pharmaceutical manufacturers, pharmacy chains, health insurers, or pharmacy benefit managers. General ad networks may place standard cookies for frequency capping. These are unrelated to your health data.

Your rights

Access

Request a copy of personal information we hold about you.

Deletion

Request deletion of your personal information, including stored email.

Opt out

Opt out of any sale or sharing of personal information.

Non-discrimination

We will not discriminate against you for exercising these rights.

Contact

CheckRx Privacy Team
privacy@checkrx.com
Response time: within 5 business days

Terms of use

The legal agreement governing your use of the CheckRx prescription price comparison service.

Effective: January 1, 2025 Updated: April 15, 2026

Please read before using CheckRx

These Terms constitute a legal agreement between you and CheckRx, Inc. By accessing or using CheckRx you agree to be bound by these Terms. These Terms include a dispute resolution and arbitration provision in Section 10 that affects your legal rights.

1. What CheckRx is

CheckRx is a prescription drug price comparison service. We aggregate publicly available and API-sourced pricing information and present it to help users identify lower-cost options. CheckRx is not a pharmacy, pharmacy benefit manager, health insurer, healthcare provider, or medical advice service. We do not dispense, sell, or fulfill prescriptions.

2. Permitted use

CheckRx grants you a limited, non-exclusive, non-transferable license to use the service for personal, non-commercial use. You agree not to scrape data in bulk, reverse engineer our software, build competing products, or transmit malicious code. CheckRx may suspend or terminate access for violations without prior notice.

3. Pricing accuracy

Price estimates displayed on CheckRx are not guaranteed. Drug prices change frequently and vary by pharmacy location, plan year, and deductible status. Always confirm the price with your pharmacist before completing a transaction, and present any coupon before your prescription is processed — not after.

4. Not medical advice

Nothing on CheckRx constitutes medical advice. Always consult your prescribing physician or pharmacist before switching from brand to generic, changing a dose, or discontinuing any medication. CheckRx does not provide emergency medical services — call 911 in an emergency.

5. Disclaimers

THE CHECKRX SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND. CHECKRX DISCLAIMS ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

6. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CHECKRX'S TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF FEES PAID BY YOU IN THE PRECEDING 12 MONTHS OR $50.00.

7. Dispute resolution

Most disputes must be resolved through binding individual arbitration administered by the AAA rather than in court. You may opt out of arbitration by emailing legal@checkrx.com within 30 days of first accepting these Terms with your name, email, and a clear statement that you wish to opt out.

8. Contact

CheckRx Legal
legal@checkrx.com
Response time: within 10 business days